The Financial Architects – Building Something Great!

Terms of Use

The following terms and conditions (the “Terms of Use”) constitute a binding agreement between you and The Financial Architects (“The Financial Architects,” “we,” or “us”) with respect to your use of https://tfaewalthplanning.com/ (the “Site”), our mobile application (“Application”), and the services available on such platforms (collectively, the “Offerings”), including any content (as defined in Section 2 below).

By accessing or using the Offerings in any manner (whether automated or otherwise), you (A) acknowledge that you have read, understand, and agree to these Terms of Use and our Privacy Policy, which is incorporated herein by reference, and (B) affirm that you are at least 18 years of age (or have reached the age of majority in your jurisdiction). If you do not agree to these Terms of Use or our Privacy Policy, do not use the Offerings.

PLEASE NOTE: The dispute resolution provision contained herein includes a class action waiver. This means that you agree to proceed with any dispute individually and not as part of a class action. Further details regarding arbitration and the class action waiver are provided in Section 12 below. These Terms of Use also include a waiver of your right to a jury trial.


1. Changes to Terms of Use

We may revise and update these Terms of Use from time to time in our sole discretion. The date these Terms were last updated is noted at the top of this page. All changes are effective 15 days after posting for current users and immediately for new users. Your continued use of the Offerings following the posting of revised Terms of Use means that you accept and agree to the changes.


2. Scope of and Restrictions on Use

Subject to these Terms of Use, The Financial Architects grants you a limited, non-exclusive, non-transferable, non-sublicensable, revocable license to:

  • Access and use the Offerings for your personal, non-commercial use or for legitimate business purposes, including any graphics, text, instructions, images, audio files and/or other sounds, videos, and other materials you view or access on the Offerings (collectively, the “Content”); and
  • Download and install the Application on mobile devices that you own or control (each, a “Mobile Device”).

Except as otherwise provided herein, the Content may not be copied, downloaded, stored in a retrieval system, redistributed, reused, or modified for any purpose without our express written permission. You agree not to:

  • Collect information from the Offerings using any automated software tool or manually on a mass basis;
  • Use automated means to access the Offerings or gain unauthorized access to the Offerings, any account, or any computer system connected thereto;
  • Attempt to access areas of the Site, Application, or our systems that are not intended for public access;
  • “Flood” the Offerings with requests or otherwise overburden, disrupt, or harm the Offerings or our systems;
  • Restrict or inhibit other users from accessing or using the Offerings;
  • Modify or delete any copyright, trademark, or other proprietary rights notices appearing on the Site, Application, or Content; or
  • Use the Offerings or Content for any unlawful purpose or beyond the scope of the rights granted herein.

If you download the Application, you further agree not to:

  • Copy the Application (except as necessary for installation on your Mobile Devices);
  • Modify, translate, adapt, or create derivative works or improvements of the Application;
  • Reverse engineer, disassemble, decompile, or otherwise attempt to access the source code of the Application;
  • Rent, lease, lend, sell, sublicense, assign, distribute, publish, transfer, or otherwise make available the Application or any of its features to any third party, including by making it accessible on a network where it can be used by more than one device simultaneously;
  • Remove, disable, circumvent, or otherwise defeat any copy protection, rights management, or security features of the Application.

3. Ownership

The Offerings, including all Content, are owned by The Financial Architects and are protected by copyright, trademark, and other applicable United States and international laws. All trademarks, service marks, and logos displayed on the Site or Application are the property of The Financial Architects or its licensors. The Application is licensed, not sold, to you. As between you and The Financial Architects, we retain all rights, title, and interest in and to the Offerings and the Content, including all patents, copyrights, trademarks, trade secrets, and other intellectual property rights.


4. Electronic Communications

All communications between you and The Financial Architects via the Offerings are conducted by electronic means. By using the Offerings, you consent to receive communications from us electronically. You agree that all terms, notices, disclosures, and other communications provided to you electronically satisfy any legal requirement that such communications be in writing.


5. Privacy Policy

You acknowledge and agree that all information collected by The Financial Architects is subject to our Privacy Policy. By using the Offerings, you consent to the collection and use of your information as described in our Privacy Policy.


6. Application Updates

From time to time, at our sole discretion, we may develop and provide updates for the Application, which may include upgrades, bug fixes, patches, error corrections, and new features (collectively, “Updates”). Updates may also modify or remove certain features or functionality of the Offerings. You agree that we have no obligation to provide any Updates or to maintain any particular features or functionality of the Offerings. Depending on your Mobile Device settings, Updates may be automatically downloaded and installed or you may be prompted to install them. You agree to promptly download and install all Updates, and acknowledge that failure to do so may result in the Application or parts of it not functioning properly. All Updates will be deemed part of the Application and subject to these Terms of Use.


7. Change and Suspension

7.1 Changes to the Offerings:
We reserve the right to change, suspend, or discontinue (temporarily or permanently) any portion of the Offerings or Content at any time without liability to you or any third party.

7.2 Suspension/Termination of Access:
We may deny, suspend, or terminate your access to the Offerings or any features thereof if you violate these Terms of Use. In such cases, you will continue to be bound by the Terms of Use in effect at the time of your suspension or termination.


8. Disclaimer; Limitation of Liability

8.1 Disclaimer of Warranties:
THE OFFERINGS, APPLICATION, AND CONTENT ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS, WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, STATUTORY, OR OTHERWISE, INCLUDING, WITHOUT LIMITATION, ANY IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. NEITHER THE FINANCIAL ARCHITECTS NOR ANY OF ITS AFFILIATES MAKES ANY REPRESENTATION OR WARRANTY REGARDING THE COMPLETENESS, SECURITY, RELIABILITY, QUALITY, ACCURACY, OR AVAILABILITY OF THE OFFERINGS, APPLICATION, OR CONTENT. WE DO NOT WARRANT THAT THE OFFERINGS OR APPLICATION WILL BE UNINTERRUPTED, ERROR-FREE, OR VIRUS-FREE.

8.2 Limitation of Liability:
TO THE FULLEST EXTENT PERMITTED BY LAW, IN NO EVENT SHALL THE FINANCIAL ARCHITECTS OR ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, LICENSORS, OR SERVICE PROVIDERS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, PUNITIVE, OR EXEMPLARY DAMAGES ARISING OUT OF OR RELATED TO YOUR USE OF OR INABILITY TO USE THE OFFERINGS, APPLICATION, OR CONTENT, WHETHER BASED ON WARRANTY, CONTRACT, TORT (INCLUDING NEGLIGENCE), OR ANY OTHER LEGAL THEORY, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. IF, NOTWITHSTANDING THE FOREGOING, THE FINANCIAL ARCHITECTS IS FOUND LIABLE FOR ANY LOSS OR DAMAGE, OUR AGGREGATE LIABILITY SHALL NOT EXCEED THE TOTAL AMOUNT PAID BY YOU TO US IN THE TWELVE (12) MONTHS PRECEDING THE EVENT GIVING RISE TO THE CLAIM OR U.S. $100.00, WHICHEVER IS LESS. THESE LIMITATIONS SHALL APPLY EVEN IF YOUR REMEDIES UNDER THESE TERMS FAIL OF THEIR ESSENTIAL PURPOSE. YOUR USE OF THE OFFERINGS AND APPLICATION IS AT YOUR OWN RISK.

8.3 Exclusions:
Some jurisdictions do not allow the exclusion or limitation of certain warranties or damages, so some of the exclusions and limitations in this Section may not apply to you.


9. Indemnification

You agree to indemnify, defend, and hold harmless The Financial Architects, its officers, directors, employees, agents, licensors, and service providers from and against any claims, liabilities, losses, damages, judgments, awards, costs, and expenses (including reasonable attorneys’ fees) arising out of or resulting from your use of the Offerings, Application, or Content, or any violation of these Terms of Use or applicable law.


10. Third Party Materials

The Offerings may include or display content, data, or materials provided by third parties (“Third Party Materials”). You acknowledge that The Financial Architects is not responsible for the accuracy, completeness, timeliness, validity, legality, decency, or quality of such Third Party Materials. Access and use of Third Party Materials are entirely at your own risk and subject to the third party’s terms and conditions.


11. Linking to the Site

You may link to the Site’s homepage provided that you do so in a manner that is fair and legal and does not damage our reputation. You must not create a link in any manner that implies any form of association, endorsement, or sponsorship by The Financial Architects where none exists. Additionally, you may not frame or mirror any part of the Site on any other website without our prior written consent. We reserve the right to revoke linking permission at any time without notice.


12. U.S. Export Controls

The Application and Offerings may be subject to United States export laws, including the United States Export Administration Act and its associated regulations. You agree not to export, re-export, or otherwise make available the Application or Offerings to any jurisdiction or country for which such export is prohibited. You shall comply with all applicable export control laws and obtain any necessary licenses or governmental approvals prior to exporting or re-exporting any portion of the Offerings or Application.


13. Jury Trial and Class Action Waiver

IF FOR ANY REASON A CLAIM PROCEEDS IN COURT RATHER THAN IN ARBITRATION, YOU AND THE FINANCIAL ARCHITECTS UNCONDITIONALLY WAIVE ANY RIGHT TO A JURY TRIAL. ANY CLAIM THAT PROCEEDS IN COURT SHALL BE RESOLVED BY A JUDGE ON AN INDIVIDUAL BASIS ONLY, AND NEITHER YOU NOR THE FINANCIAL ARCHITECTS MAY BRING OR JOIN A CLASS, REPRESENTATIVE, OR PRIVATE ATTORNEY GENERAL ACTION.


14. Miscellaneous

14.1 Geographic Restrictions:
The Financial Architects is based in the United States. We make no claims that the Offerings or Content are accessible or appropriate outside the United States. Access to and use of the Offerings from jurisdictions where it is illegal may be subject to local laws and is solely at your own risk.

14.2 Governing Law; Jurisdiction and Venue:
These Terms of Use, and any dispute or claim arising out of or related to them (including non-contractual disputes or claims), shall be governed by and construed in accordance with the laws of the State of [Your State], without regard to its conflict of law principles. You agree that any legal proceedings shall be brought exclusively in the state or federal courts located in [Your Jurisdiction], and you consent to the personal jurisdiction of these courts.

14.3 Waiver and Severability:
Our failure to enforce any right or provision of these Terms of Use will not constitute a waiver of such right or provision. If any provision of these Terms is found to be invalid, illegal, or unenforceable, that provision shall be severed from these Terms, and the remaining provisions will continue in full force and effect.

14.4 Entire Agreement:
These Terms of Use, together with our Privacy Policy, constitute the entire agreement between you and The Financial Architects regarding your use of the Offerings and supersede all prior or contemporaneous understandings or agreements, whether written or oral.


15. Questions

If you have any questions about the Offerings or these Terms of Use, please contact us at:

Phone: (888) 350-5396
Email: info@tfainsuranceadvisors.com
Mailing Address: 13890 Peyton Dr #A Chino Hills, CA 91709